Will you get the green light on car finance?
Answer 9 quick questions and get your personal Car Finance Readiness Score, plus your fastest route to approval across 35+ bank and specialist lenders. No documents, no obligation, and zero impact on your credit file.
Sample score shown. Yours appears the moment you finish the quiz.
Three steps. About a minute.
Answer 9 quick questions
Tap through simple multiple-choice questions about the car you want, your work and your situation. No paperwork, no payslips, no ID needed.
Tell us where to send it
Pop in your name and contact details so we can send your score and personalised breakdown. Your details stay private and are never sold.
Get your score + next step
See your Readiness Score instantly. A Fuel Asset Finance broker then reviews it and calls to walk you through your real options across 35+ lenders, from enquiry to driveway.
What your score means
Every score comes with a clear read on where you stand and what to do next. No jargon, no guessing.
Green light
You look finance-ready. Buyers in this zone typically qualify for sharper rates and faster approvals, often same-day. We’ll show you how to lock it in before you walk into a dealership.
Almost there
You’re in a solid position with a couple of things worth tightening up. Small moves like the right lender match or deposit tweaks can shift you into the green zone quickly.
Needs a tune-up
Mainstream banks might say no, but that’s not the end of the road. Specialist lenders exist for exactly this. We’ll map the fastest realistic path to a yes.
Banks judge a checklist. We look at the whole picture.
A “no” from your bank often has nothing to do with whether you can afford the car. Different lenders want different borrowers, with 35+ bank and specialist lenders on our panel, the trick is knowing which one wants you. This quiz is the first step.
- First-time car buyersNo borrowing history? There’s still a clear path.
- Casual & part-time workersLenders exist that count your income properly.
- Self-employed & ABN holdersLow-doc options without the bank runaround.
- Past credit hiccupsDefaults or paid-off issues don’t have to mean no.
- Upgrading with a trade-inUse your current car to strengthen the deal.
From “not sure” to new keys
“I’m a casual worker and assumed I’d get knocked back. Scored 68, got a call the next morning, approved within the week. Wish I’d done this months ago.”
“Self-employed with two years of ABN. The bank said no twice. The quiz put me in the amber zone and the team found a lender that actually understood my books.”
“Took 60 seconds on my phone in a lunch break. Green light score, pre-organised finance, and I negotiated the ute like a cash buyer. Dealer wasn’t happy. I was.”
Quick answers
Will this quiz affect my credit score?
No. The quiz never touches your credit file: no credit check, no enquiry, and nothing is recorded. It’s a simple self-assessment based on the answers you give.
Is it really free?
Completely. The quiz, your score and the follow-up chat with a finance specialist all cost nothing and carry zero obligation. You stay in control the whole way.
What happens after I get my score?
You’ll see your Readiness Score instantly on screen. A Fuel Asset Finance broker then reviews your answers and gets in touch, usually within one business day, to talk through your options and, if you want, get fast-lane pre-approval sorted before you go car shopping.
I’ve had credit problems. Is it still worth taking?
Especially then. Mainstream banks assess everyone against the same rigid checklist, but specialist lenders look at where you are now, not just where you’ve been. Your score points you toward the lenders most likely to say yes.
Get your Car Finance Readiness Score
Tap an answer to move to the next question. Nothing here affects your credit file.
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If this message stays on screen, your browser may be blocking scripts. You can still get your score the quick way: call us on 1300 936 660 and we will run through it with you in a couple of minutes.