Will you get the green light on business finance?
Equipment, commercial vehicles, working capital or ATO tax debt. Answer 9 quick questions and get your personal Business Finance Readiness Score, plus your fastest route to approval across 35+ bank and specialist lenders. No documents, no obligation, and zero impact on your credit file.
Sample score shown. Yours appears the moment you finish the quiz.
Three steps. About a minute.
Answer 9 quick questions
Tap through simple multiple-choice questions about the equipment or funding you need, your business and your situation. No paperwork, no financials, no ID needed.
Tell us where to send it
Pop in your name and contact details so we can send your score and personalised breakdown. Your details stay private and are never sold.
Get your score + next step
See your Readiness Score instantly. A Fuel Asset Finance broker then reviews it and calls to walk you through your real options across 35+ lenders, from enquiry to equipment on-site.
What your score means
Every score comes with a clear read on where you stand and what to do next. No jargon, no guessing.
Green light
You look finance-ready. Businesses in this zone typically qualify for sharper rates and faster approvals, often same-day. We’ll show you how to lock it in before you commit to a purchase.
Almost there
You’re in a solid position with a couple of things worth tightening up. Small moves like the right lender match or deposit tweaks can shift you into the green zone quickly.
Needs a tune-up
Mainstream banks might say no, but that’s not the end of the road. Specialist lenders exist for exactly this. We’ll map the fastest realistic path to a yes.
Banks judge a checklist. We look at the whole picture.
A “no” from your bank often has nothing to do with whether your business can service the finance. Different lenders want different borrowers, with 35+ bank and specialist lenders on our panel, the trick is knowing which one wants your business. This quiz is the first step.
- Start-ups & new ABNsUnder 2 years trading? There’s still a clear path.
- Sole traders & partnershipsLenders exist that count your business income properly.
- Growing businessesLow-doc options without the bank runaround.
- Past credit hiccupsDefaults or paid-off issues don’t have to mean no.
- Upgrading equipmentTrade in old machinery to strengthen the deal.
- ATO or tax debtSpecialist funding to clear tax debt and free up cash flow.
From “not sure” to new equipment
“We’re a two-year-old landscaping business and assumed the bank would say no. Scored 68, got a call the next morning, approved within the week for a new excavator.”
“Sole trader with two years of ABN. The bank said no twice. The quiz put me in the amber zone and the team found a lender that actually understood my books.”
“Took 60 seconds on my phone in a lunch break. Green light score, pre-organised finance, and I negotiated the new forklift like a cash buyer. Supplier wasn’t happy. I was.”
Quick answers
Will this quiz affect my credit score?
No. The quiz never touches your credit file: no credit check, no enquiry, and nothing is recorded. It’s a simple self-assessment based on the answers you give.
Is it really free?
Completely. The quiz, your score and the follow-up chat with a finance specialist all cost nothing and carry zero obligation. You stay in control the whole way.
What happens after I get my score?
You’ll see your Readiness Score instantly on screen. A Fuel Asset Finance broker then reviews your answers and gets in touch, usually within one business day, to talk through your options and, if you want, get fast-lane pre-approval sorted before you commit to the purchase.
Can you help with ATO or tax debt?
Yes. Tax debt funding is a specialist product designed to clear an ATO balance and free up your cash flow, often before it affects your credit file or triggers enforcement action. We can look at debts up to $400,000. Select “ATO or tax debt” in the first question and your score will reflect that pathway.
I’ve only just started my business. Is it still worth taking?
Yes. Mainstream banks often want years of trading history, but specialist business lenders assess where your business is now, not just how long it’s been running. Your score points you toward the lenders most likely to say yes.
Get your Business Finance Readiness Score
Tap an answer to move to the next question. Nothing here affects your credit file.
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If this message stays on screen, your browser may be blocking scripts. You can still get your score the quick way: call us on 1300 936 660 and we will run through it with you in a couple of minutes.